Financial Services


ACC has the deep expertise to drive cloud adoption for Financial Services organizations, including the largest Indian banks, Insurance firms, investment services providers and new generation Fin Tech start-ups. ACC ensures adherence to BFSI industry standards, compliance and controls.  Know more



Mobile Enterprise Applications




Today every company needs apps to engage their customers and run their businesses. Build, test, manage, and deploy great apps at scale with AWS Infrastructure.



Cloud Migration

Our experts takes the complexity out of your cloud initiative and you can quickly realize the benefits of cloud technology to grow and stay competitive

Build For Cloud

Adopt a microservice architecture and build cloud ready applications which are more resilient and easier to manage


You bring the code and We bring the tools. And together we build continuous integration, automated deployment, agile development and infrastructure-as-code.


Build enterprise Productivity Apps for Communication and sales enablement. Native and hybrid Apps which are built using AWS mobility services.

Predictive Modelling

Our R experts help you build machine learning and statistic algorithms which can be run on AWS big data infrastructue.


We deliver a range of Cloud Security Services to bulletproof AWS Infrastructure and application running on it.

AWS Practice

Applied Cloud Computing (ACC) is an advanced AWS consulting partner. ACC accelerates end-to-end cloud adoption with the best implementation services, software and processes available. ACCs comprehensive framework for cloud adoption and dedicated software development capabilities help clients achieve business results faster, no matter where they are in their cloud transformation.


Accelerate enterprise cloud adoption.

Comprehensive services from design/planning to execution/run

Microsoft Workloads

Migrate, modernize and transform critical Microsoft workloads like Sharepoint, .NET apps, SQL Server Databases, Active Directory, Productivity workstations and business-critical applications that run on Microsoft OS

Media Houses

Leverage AWS services like elemental transcoding and cloudfront for content distribution

Solution to manage multiple VOD platform integration through few clicks.


Accelerate SAP migrations to and implementations on AWS

Provides services for automation and integrations

Includes infrastructure architecture setup and run support.

Big Data

An advanced Big Data Platform Management software product to help organizations effectively deploy Big Data features in business processes and decision making.

Centralized framework to enable business, analytics, governance, capabilities, and technology to operate effectively in a shared environment.

Cloud Native Development

Ideation, rapid prototyping, and liquid applications development

DevOps-centric and serverless architectures and platform solutions


Enterprise Collaboration

Mobile Application which is Faster and efficient than email, and lead to improved team communication and higher productivity

Social Lead Integration

Sync Facebook Lead Ads and Custom Audiences with your CRM or Email Marketing software.

Know Your Customer (KYC)

Standardise KYC processes and centralise operations around client onboarding and account management. Highly customizable and built on

Video on Demand

Orchestration platform to capture stream videos coming from different make of devices and serve it through internet connected dispaly devises.

Field Force Enablement

Field force enablement mobile application to automate work allocation, asset management, payment collection and customer service

Hub Pay

HUB PAY is fully customizable solution which provides user portals, origination, servicing, and collections and can automate the entire lending lifecycle including underwriting, servicing and collections.


ACC Mobility helps clients embrace mobility as a transformational strategy to deliver real, measurable and sustainable improvements in business performance.We use AWS extensively to Cloud enable your app.

Achieving the AWS Mobile Competency further validates ACC expertise with Amazon Web Services (AWS) offerings as a benefit to customers leveraging the AWS Cloud to deploy mobile applications for B2B and B2C usecases.


Enterprise Productivity Apps

Build enterprise Productivity Apps for Communication and sales enablement. Native and hybrid Apps which are built using AWS mobility services

Fedrated Identities

Solution built on Amazon Cognito Federated Identities enable you to create unique identities for your users and federate them with identity providers. With an identity, you can obtain temporary, limited-privilege AWS credentials to synchronize data with Amazon Cognito Sync, or directly access other AWS services. Solution supports the following identity providers:

Public providers: Login with Amazon, Facebook, Google,

Amazon Cognito User Pools

Open ID Connect Providers

SAML Identity Provider

Developer Authenticated Identities

Serverless backend with no-sql database

Our Experts will help you build New or Exisitng web services using AWS Lambda and API Gateway . It helps running the code without configuring, setting up, or worrying about servers. We help youconvert your SQL DB to AWS Fast and flexible NoSQL databases that scale.


Build Deep learning conversational interfaces voice and text for your app using AWS Lex and Alexa Services.

Case Study - Aditya Birla Group - Enterprise Collaboration

App facilitates a rich messaging experience for The Chairman of the organisation to stay in touch with all businesses across different demographics in an easy and secure way. The Chairman can engage with employees or specific groups through quick messages, share photos and opinion polls with an interactive and intuitive experience.
By this app employee can reply to Chairman’s Messages and can comment on the shared photos. At the same time employee can also view what other employees have responded
Employees can also participate in the Quick Polls initiated by the Chairman. This is the first phase of this app and features will be added on in the forthcoming phases.
1. Chairman App
a) Broadcast function from Chairman’s mobile device to all employees’ mobile devices.
b) This includes the following options:
a. Text Messages
b. Photos with caption (Multiple photos can be selected at once)
2. Option to create a Poll
a) Chairman can view aggregated responses for each broadcast in the form of a word cloud.
a. Option to view the latest responses (auto filtered for inappropriate content) of the employees for a particular broadcast with an option to view more responses.
b. Clicking a word on the “Tag Cloud” will display respective response tree
b) Chairman can view aggregated responses in terms of bar charts for each poll
c) Option to send Text messages to selected group (for e.g. to employees of a particular business, business heads etc.)
d) The broadcast message should only be sent from an authenticated device to prevent impersonation (like IMEI # based authentication check)
e) Search option to find past messages and polls

3. Employee App
a) Employees’ version of the app will have the option to reply (Maybe up to 500 characters in length) to the Chairman’s broadcasts and to participate in the polls created by the Chairman.
b) Messages will be displayed as a feed to the users with latest 10 tweet being displayed.
c) Provide Option to load more tweets.
d) Clicking on a tweet will open the message in a new screen with the latest replies to it displayed below the message. Load more option to display more replies will be there.
e) In case of Poll, message will be loaded with the specified options to choose from.
f) Employees will not have an option to start a new broadcast or poll.
g) Search option to find past messages and polls.

Case Study - EuroKids Pre-School

EuroKids Pre-School app aims to facilitate seamless communication and keep you abreast with your child’s learning and development at the center.
• Dashboard – View all the information at a go.
• Student Profile – View the child’s records in this section
• My Day @ EuroKids – Provided instant access to topics and activities covered in your child’s classroom on daily basis
• Messages – View all communication from EuroKids center at a glance
• Events – Block your calender and be ready for upcoming EuroKids events
• Photogallery – Relive memories with exclusive access to view and download your child’s pictures from school vents and activities right
• Home Connection – Connect with all Home activities planned for your child
• Observations – Provides observations of liking and hobbies of child on a regular interval.
• Learn2Play – View all Toys and Equipment on offer
• Call EuroKids – All Emergency contact no. will be listed in this section for your convenience
• Write to EuroKids – Connect with your EuroKids center or obtain support in few clicks
This App have two distinct modules; one will be for the Mobile App, which will be developed on iOS for iPad, & iPhone & on Android for Phone and Tablets. The App will provide the Teachers to
• Directly connect with the Parents on their mobile devices
• Share my day at eurokids, home connection, observation, events & photo gallery
• Provide list of Holidays
• Share Activities with parents
The second module will be for the Eurokids Teachers, HO Centre Admin & EuroKids Super Admin, which will be responsive web interface for Desktop, Laptop, iOS & Android Web Browser. It has features:
• To view functionality depend upon roles(Teachers, HO Centre Admin & EuroKids Super Admin)
• Overview of Total number of students, teachers and their day to day activities.
• Manage Teachers & assign division.
• Update sylabus & other activities.

Case Study - The Fit Mom Project Pregnancy App

The Fit Mom Project is a pregnancy app for expecting mothers & new age moms to discover healthier food & fitness habits. Backed by our expert panelists, we provide information on pregnancy exercises, nutrition & diet, lifestyle & fashion for moms.
1. Pregnancy Exercises: 100+ Prenatal & Antenatal Pregnancy Exercises Demonstrated by Certified Physiotherapists & Antenatal Specialists.
2. Pregnancy Calculators, Charts & Pregnancy Tools: We have created various Pregnancy Calculators that can be used at different stages of your pregnancy.
3. Diet & Nutrition for Expecting Mothers & Moms: Nutrition tips, recipes and food choices for pregnant women & new age moms.
4. Prenatal & Postnatal Fitness Tips: Yoga & Exercise advice for moms to stay fit & healthy.
5. Lifestyle advice for Moms: Make positive lifestyle changes to overcome the challenges of your pregnancy & postpartum life.
6. Pregnancy & Mother Care Experts: Our Team of Nutritionists, Physiotherapists, Fitness Trainers, Psychologists & Doctors will help you through your journey of pregnancy and maternal care.
Build Solution:
CMS: An Admin Panel to push all content, exercises, videos and images. Doctor can answer users query and help them in Fitness Query.
Mobile App:
• It has module related to Pregnancy exercises, Calculator, Nutrition, Fitness, Lifestyle, Community.
• User can see latest Exercises share by doctor for each pregnant month.
• Calculator help user to monitor their pregnancy journey.
• Diet help user to keep track of their nutrition.
• User can ask question to doctor community, each question is responded within 24hrs of time.

Case Study - HNC MDT V1 ~ Merck Pharma

Head and neck cancer is a dreadful disease across the world. Disease has poor prognosis. Conventionally
disease is treated with cisplatin based chemotherapy regimens. However, not all the patients are
suitable to cisplatin based chemotherapy. With evolving guidelines and clinical evidences, it’s observed
that cisplatin may lead to acute as well as late toxicities, poor treatment adherence and even treatment
related deaths. Proposed app is based on internationally published consensus recommendation criteria
to identify cisplatin contra-indications and high risks (Ref: Oral Oncology 53 (2016) 10–16). App will
assist physicians to individually validate clinical criteria of each and every patient based on given limits in
published guidelines and help determine if the patient is suitable to cisplatin. Patients found unsuitable
or contraindicated to cisplatin can be given alternate regimen and can be saved from treatment related
side effects.

Build Solution:
This app would be used by set of Doctors, who can keep a track of their patient’s data week wise. It also
helps them to take opinion among their community.

Financial Services

ACC has the deep expertise to drive cloud adoption for Financial Services organizations, including the largest Indian banks, Insurance firms, investment services providers and new generation Fin Tech start-ups. ACC ensures adherence to BFSI industry standards, compliance and controls.
ACC Dev-Ops team help adopt Enterprise DevOps for for Banking customers ensuring control and security are followed.
ACC HUB PAY is fully customizable solution which provides user portals, origination, servicing, and collections and can automate the entire lending lifecycle including underwriting, servicing and collections.


Consulting Services

ACC assists financial services institutions adopt AWS, with the appropriate governance, compliance and security

Migration and Deployments

Migrating mission-critical workloads to AWS.Optimizing and automating business processes from customer delivery to data-driven management.

Managed Services

Continuous monitoring and support for mission critical applications. Supporting cloud-based systems in such a way that there’s never the need to take part or all of an application out of service to help attain a zero downtime goal.

Cloud Native Application Devlopment

Build Web and Mobile application for business process automation and customer on-boarding

Case Study - Edelweiss General Insurance - SAP for Insurance

First SAP for insurance implementation in India

The Challenge

Edelweiss General Insurance Company, a wholly-owned subsidiary of the Edelweiss Group. Edelweiss’ general insurance business will be rolling out the 29th insurance company in the country with focus on DIGITAL insurance products to start with. And was extremely keen on implementing the SAP Insurance Core application on a tight timeline both for infrastructure and SAP customization

Why Amazon Web Services

The infrastructure runs on SAP-accredited Amazon Elastic Compute Cloud (Amazon EC2) instances with Elastic Load Balancing distributing data traffic. The company takes advantage of Amazon Elastic Block Store (Amazon EBS) for storage services and Amazon Simple Storage Service (Amazon S3) for backups. To help optimize the infrastructure. Also uses AWS Lambda, which automatically shuts down non-production systems during quiet periods to reduce costs.

The Benefits

By adopting SAP S/4HANA running on the AWS Cloud, EGI executives now have real-time data on EGI operations. Besides improved decision making, the SAP infrastructure on AWS is significantly more cost-effective than the on-premises data center.

Additionally, EGI has cut down on the amount of IT resources it needs for its SAP systems. The auto-scaling and failover capabilities available with AWS services save the IT team a lot of time because they are no longer responsible for so many routine administration tasks.

Case Study - Tata Capital - Loan Orgination and Mandate Management System

Loan Origination System (LOS):
Traditional Process – Customers are on boarded by Sales team and loan was proposed and all details were updated manually. Customer requirement, KYC, Cibil generation, credit approval and Sanction letter were tracked in an excel and basis that information, customer details were handled internally and loan was disbursed to customers. All the customer related documents were handled manually and shared with customers.

New Process – Customers information was gathered and entered in the LOS where personal details and loan requirements (with co – applicant if required) are tracked. Every stage of the customer journey is tracked in the system so there won’t be loss of customer details. Customer details and every stage is tracked in LOS. Below are the steps considered in LOS:
1. Customer Requirements
2. KYC
3. Credit Approval
4. Cibil generation
5. Sanction letter
Customer details are entered in LOS and basis the entered details customer journey starts until loan is sanctioned and loan is at pre disbursal stage.
Applicant details for applying any loan were stored in excel but via LOS applicant or co applicant details, requirement for the loan and for every stage in loan origination can be conducted. Cibil report of customer and basis that can take decision whether to give loan to any customer.
In LOS ACC learned the process of onboarding customer and what all measures are considered while approving loan to any customer. IF all the check points are proper then customer will be eligible to apply for loan and sanctioned amount can be disbursed.

Mandate Management System (MMS)
Traditional Process – The mandates which are signed by users post approval of the loan were handled and managed manually from registration to debit transaction as per the cycle of the customer loan journey. The mandate details from various Loan Management System (LMS) are received and by collating all customer lists are shared to aggregators. The steps manually handled by users were:
a. Mandate Registration – Mandate forms signed from customers were sent to sponsor banks (aggregator) and banks revert with mandate registration status. The status of each mandate was updated in excel against each customer. If mandates are rejected then were resend to aggregators for re – registration. Basis URN each customer is identified for amount of the loan.
b. Debit Transaction – Registered mandates transaction will start as per the EMI cycle. The list of customers for each EMI cycle are manually listed and shared with aggregators for hitting the transaction. Rejected transactions are re – sent with the consent of customers.
This process was manually handled by users until customer’s loan journey is completed.
New Process – The mandates are handled through systems until customer journey is completed. Physical mandates are updated in the MMS where list of customers from LMS would be collated and uploaded in MMS. Below are the steps followed:
a. Mandate Registration – Mandates from different LMS are uploaded in the MMS and merged registration files are downloaded and are shared directly with aggregators. Once registration status is received the file is uploaded along with the status of each mandate. Then file is downloaded according to the LMS and updated in LMS against each customer. Registered mandates EMI cycle will start from there onwards until completion of the journey.
b. Debit Transaction – Registered mandates list would receive from aggregators on each EMI cycle and same would be uploaded in MMS as per LMS. Merged file of all customers for particular cycle would be sent to respective aggregators for transacting the EMI amount. The status of the each transaction is again downloaded from MMS and updated in respective LMS.

In Mandate Management System maximum work was manual for completing mandate process of each customer. While developing this system ACC got well versed with banking functionality and how the loans in NBFC’s are managed. This process starts post disbursal of loan to a customer and in which way EMI is collected throughout the customer journey.
MMS has reduced the manual work to complete the process from mandate registration to transactions of each EMI cycle until loan is closed / terminated.

Case Study - Profectus Capital - Loan Origination System and SAP S4 HANA

The challenge –

Profectus Capital Private Limited is a start-up Non-Banking Financial Company (NBFC) regulated by Reserve Bank of India (RBI).Profectus Capital aims to be a partner in progress for Small and Medium Businesses and seeks to providing Innovative and customised solutions.
Profectus Capital chosen SAP for their core application requirement. ACC have been working with Profectus Capital for past six months and evangelizing the AWS platform for various workloads, so far we have migrated their lending system to AWS . The end objective is to run all the core operations in the cloud.

Why Amazon Web Services :
following products from AWS as part of its infrastructure:

Amazon EC2 Windows instances—To run the portal, main web site, and business intelligence tools
Elastic IP Addresses for Amazon EC2—To bind to domain names, and start and stop instances on demand
Amazon EBS—Used for data storage, for starting and stopping instances, and for having data always
Amazon VPC—Used for a production network.
Elastic Load Balancing—Used for the main web site, to load balance across multiple instances

The Benefit
Significant cost savings and faster time to deployment.

Contact Us

Mumbai Training Center

5 Anuroop, Samta Nagar, Pokhran Road 1, Thane 400606

Mobile :-  +918655423607

Mumbai Development Center

508/509, New Era Business Park
Opp. ESIS Kamagar Hospital, Road No. 33, Wagle Industrial Estate,
Thane West, Thane, Maharashtra 400604
Contact Person Nilesh +918655423607

Pune Managed Services Center

Applied Cloud Computing Pvt. Ltd, 605 A, Suratwala Mark Plazzo,Hinjewadi-Wakad Road,Hinjewadi,Pune-411057

Mobile :- +919029651291


Applied Cloud Computing private limited OÜ. Address:- Harju maakond, Tallinn, Lasnamäe linnaosa, Sepapaja tn 6, 15551.

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Team ACC

Nilesh Satpute
AWS - PeopleSoft - NetSuite
Shankar Mishra
AWS - SFDC - Oracle - SAP HANA
Shubho Pramanik
AWS - Node.Js - Scala - NoSQL
Mithun Kadam
AWS - SFDC - R - Python
Suraj Datta
AWS - Node.Js - Enablon
Arjun Kori
AWS - Node.Js - Scala
Parag Pandit
UX - Adobe - HTML5
Sudarshan Divekar
AWS - Microsoft - Oracle
Vinayak Iyer
AWS - Node.Js - Adobe AEM
Purvesh Jaiswal
AWS -JAVA - Python
Aditya Chowta
AWS - Android - Node.Js
Hiral PArekh
AWS - Enablon - .Net
Niteen Gadekar
AWS - Linux - SharePoint
Vinod Gopinwar
AWS - Linux - MySQL
Kshitija Palkar
Nilesh Sharma
AWS - Node.JS - Python
Rushabh Shah
AWS - Android - Node.Js
Jagdish Patil
AWS - Sharepoint - .Net
Premkumar Tejnani
AWS - Node.Js - HTML5
Ashok Singh
AWS - Linux
Sagar Yadav
AWS - Linux
Tanupriya Dehariya
AWS - PreSales
Snehal Bane
AWS - Jenkins
Prasad Shinde
AWS - Linux
Prajakta Thakare
Nayana Kardile
Akash Chourange
AWS - Linux
Kiran Zinjurde
AWS - Linux
Mukesh Patil
AWS - Linux
Shubham Birvatkar
AWS - Linux
Ashish Saiwal
AWS - Node.Js
Melwyn Castelino
Supriya Tambe
Trupti Waghmare
Vaibhavi Karalkar
Financial Services SME
Laxmikant Patil
AWS - Windows Server
Ashwini Chavan
Ajay Katiyar
Prathmesh Mohite
Amit Barate
Shashank Pal
AWS - Sharepoint
Akshay Vichhi
Swati Devkate
Angular JS
Parshuram Gurav
Vivek B
Priyanka Pawar
Prathamesh Pawar
Mukul Dani
Hitesh Singh
Hiral Khavanekar
Atit More
Akshay Salekar
Amrit Patil
Heli Shah
Mayuri Lahane
Deepak Karthikeyan
Harshal Kathar
Shammi Vishwakarma
Alisha Mangaokar
Asha Suryavanshi
Rohit Atyali
Geetanjali kamthe
Shruti Tambade
Prashant Pendokhare
Somesh Mhaske
Manish Narkhede
Priyanka Hegde
Account Manager
Darshan Padyal
Account Manager
Rakesh Kumar
Europe Business Head
Rajesh Patil
Ananya Sahoo
Varun Deshpande